Notary fees and transfer duties calculator: France
Estimate the transfer duties ("droits de mutation", often called "frais de notaire") and the notary's own fees on the purchase of an existing home in France.
The result is an estimate, not legal or tax advice. Your notary calculates the final amount.
Estimated transfer duties
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The transfer duties are not shown in this example: they depend on the departement and on the first-time-buyer question.
Estimated notary's fee by the official scale (émoluments)
€1,995.25
Total, excluding VAT
- €0 to €6,500 at 3.87%
- €6,500 to €17,000 at 1.596%
- €17,000 to €60,000 at 1.064%
- €60,000 to €200,000 at 0.799%
- VAT at 20% on the notary's fees
Before any discount the notary may grant; formalities and other disbursements are not included.
Notary's fee: not supported yet
The transfer duties above are worked out. The notary's fee is not, because:
How it is calculated
Who pays: the buyer, as the tax administration presents it. Its page for buyers, "J'achète un bien immobilier. Quels frais dois-je payer chez le notaire ?" (updated 17 July 2026), lists these duties under "Les frais que vous payez au notaire" (the costs you pay at the notary). That is how the tax office presents it to buyers; the page does not quote the statute on who owes the duties.
The duties add up:
- The departement's duty.
- The ordinary rate is 4.50% of the price (3.80% in Indre).
- From 1 April 2025 to 31 March 2028, a departement may raise it up to 5.00%. In the official table in force from 1 June 2026, 88 departements are at 5.00%.
- The calculator uses each departement's rate from that table.
- First-time buyers buying their main home keep the rate at no more than 4.5%.
- The communal tax: 1.20% of the price.
- Two communes have their own reduced rate (Lamentin in Guadeloupe and Tsingoni in Mayotte). For departements 971 and 976 the calculator asks for the commune, or says "not supported yet".
- The state's collection fee: 2.37% of the departement's duty.
- The property security contribution: 0.10% of the price, at least 15 euros.
The notary's own fees ("émoluments") follow an official scale by price band. The scale below is the one for mainland France; the overseas departements have their own scale, which this calculator does not support yet:
- 3.870% up to 6,500 euros;
- 1.596% from 6,500 to 17,000;
- 1.064% from 17,000 to 60,000;
- 0.799% above 60,000.
VAT at 20% is added to them.
A newly built home is taxed differently (a reduced 0.70% duty). It is shown separately.
Worked examples (official)
The notary's fees on a 200,000 euro flat (service-public.fr):
| Price band | Rate | Fee |
|---|---|---|
| 0 to 6,500 | 3.870% | 251.55 |
| 6,500 to 17,000 | 1.596% | 167.58 |
| 17,000 to 60,000 | 1.064% | 457.52 |
| 60,000 to 200,000 | 0.799% | 1,118.60 |
| Total, excluding VAT | 1,995.25 |
Taxes on a newly built home of 100,000 euros (impots.gouv.fr):
- 700 duty at 0.70%;
- 15 collection fee (2.14% of 700);
- 100 security contribution (0.1%);
- total 815 euros.
No official worked example of the full duties on an EXISTING home was found. The calculator's result for an existing home is therefore built from the official rates above. It is not checked against an official example, and it says so.
Official sources
All read on 5 October 2026.
- BOFiP BOI-ENR-DMTOI-10-20 (departement rate, the 2025-2028 increase and the first-time-buyer rule).
- BOFiP 3382 (the collection fee).
- impots.gouv.fr, costs when buying (the rates table, the security contribution and the new-build example).
- Departement rates from 1 June 2026.
- service-public.fr F17701 (the notary's fee scale and its example).
Questions
Why are these called "frais de notaire" if most of it is tax? The notary collects the duties for the state and the local authorities. Only the émoluments and the notary's disbursements are the notary's own.
Am I a first-time buyer? The rule refers to a first property under article L. 31-10-3 of the Construction and Housing Code, bought as your main home. The calculator asks; it never assumes it.
Does the result include the notary's disbursements and land registry costs? Only the items listed above. Other disbursements depend on the file and are not included.
This calculator gives an estimate for information. It is not legal or tax advice.